Disclaimers
(United States)

• This is neither an offer to sell nor a solicitation of an offer to buy Church Extension Investors Fund Certificates. Such an offer is made only by an Offering Circular and only in those states where Church Extension Investors Fund securities may lawfully be offered or sold.
  
  
• CEIF Certificates are not insured by the F.D.I.C., any state bank insurance fund, or any governmental agency.
  
  
• Please review the CEIF Offering Circular carefully before investing. A hard copy may be obtained from our office by calling 1-800-543-CEIF or by e-mailing a request (by clicking here), or you may read or copy the Offering Circular on-line.
  
  
• Visitors to this site are welcome to review the information contained herein, however, Certificates are available for purchase only if (1) prior to receiving an Offering Circular you were a member of, a contributor to (including an investor), or a participant in the North American Baptist Conference (NAB Conference), CEIF or in any program, activity, or organization that is a part of the NAB Conference or CEIF, or (2) you are an ancestor or descendant of such a person. Institutional Certificates and Building Fund Certificates are available only to NAB Conference affiliated organizations, such as churches, schools, camps and nursing homes. Certificates are not available in all states.
  
  
• CEIF Certificates are offered and sold through our officers and employees.  There are no underwriters or outside selling agents involved in this offering, and we will pay no commissions or underwriting expense.
  
  
• CEIF reserves the right to discontinue offering these certificates at any time.
  
  
• CEIF is not in the business of providing legal or tax advice. For specific legal or tax questions we strongly suggest that you contact your legal or tax counsel.
  
  
• The investments offered in CEIF are unsecured obligations.
  
  
• If CEIF has to forclose on a property, it may not be repaid in full.
  
  
• CEIF lending activity may be in areas of adverse economic conditions and declining real estate values.
  
  
• CEIF may experience cash shortages depending on the timing of loan repayments, maturing obligations, and new sales of securities (including renewals).
  
  
• Ability of churches to pay loans depends on contributions.
  
  
• CEIF invests its reserve funds in marketable debt and equity securities. There may be market risk associated with the investment. A small portion of this money may be in invested securities of entities that you may not personally endorse or recognize as Christian values.
  
  
• Other securities may have better terms.
  
  
• Interest is normally taxable but may be deferred in certain qualified retirement plans.
  
  
• Other risks and terms are contained in the Offering Circular.

Disclaimers
(Canada)

• This is neither an offer to sell nor a solicitation of an offer to buy Church Extension Investors Fund securities. Such an offer is made only by our Information Statement and only in those provinces where Church Extension Investors Fund securities may lawfully be offered or sold.
  
  
• CEIF securities are not insured by the C.D.I.C or any other federally regulated financial institution.
  
  
• Please review the CEIF Information Statement carefully before investing. A hard copy may be obtained from our office by calling 1-800-543-CEIF or by e-mailing a request  (by clicking here)  or you may read or copy the Information Statement on-line.
  
  
• Visitors to this site are welcome to review the information contained herein, however, Bonds and Agreements are available for purchase only if (1) prior to receiving an Information Statement you were a member of, a contributor to (including an investor), or a participant in the North American Baptist Conference (NAB Conference), CEIF or in any program, activity, or organization that is a part of the NAB Conference or CEIF, or (2) you are an ancestor or descendant of such a person ( brothers, sisters, aunts, uncles, nieces, nephews, or first cousins). Institutional Bonds and Building Fund Bonds are available only to NAB Conference affiliated organizations, such as churches, schools, camps and nursing homes.
  
  
• CEIF is not in the business of providing legal or tax advice. For specific legal or tax questions we strongly suggest that you contact your legal or tax counsel.
  
  
• The investments offered in CEIF are unsecured obligations.
  
  
• Foreclosure may not be a sufficient remedy.
  
  
• CEIF lending activity may be in areas of adverse economic conditions and declining real estate values.
  
  
• CEIF may experience cash shortages depending on the timing of loan repayments, maturing obligations, and new sales of securities (including renewals).
  
  
• Ability of churches to pay loans depends on contributions.
  
  
• CEIF invests its reserve funds in marketable debt and equity securities. There may be market risk associated with the investment. A small portion of this money may be in invested securities of entities that you may not personally endorse or recognize as Christian values.
  
  
• Other securities may have better terms.
  
  
• Interest is normally taxable, but may be deferred in certain qualified retirement plans.
  
  
• Other risks and terms are contained in the Information Statement.